One fatal flaw with Shut Up And Dance

This is for the grown men, women responses will be disregarded.
So you're bored of your wife and try to seek a prostitute just as the episode suggested.
Basically put yourself in his shoes. You're a grown ass man, clearly doing OK with money and clearly not that in love with your wife anyway.
Do you:

1. Go all beta and be submissive to some online trolls threatening to expose what you've done. Knowing full well that they may expose what you've done anyway.

2. Ignore it, wipe laptop, change number. Hell even take time off work and keep an eye on the wife. Seriously if it was me, what i'd do is stay at home and log into the laptop, wait for the hackers to text my phone moaning that i didnt do what they said so they'll expose the truth, then delete whatever messages they send to the laptop (which are aimed at his wife)
Or better yet, throw away the laptop and tell the wife it broke down. Then what do they do?

So many ways around it, yet the guy (who was clearly quite strong minded, not a push over) just does what the hackers say.
Huge plot hole.

Same with the black guy. The other two are doomed as they can be exposed with or without destroying their computers. But cheating isnt a criminal offence.