The wife makes no sense
Almost nothing about the whole 'wife kidnapping' stuff makes no sense, but then that wife makes no sense whatsoever anyway.
There are so many problems and unrealistic things about this whole 'wife' stuff, it's hard to even try to put to words. My forgettance-module is pretty effective, so there's no way I can remember to mention everything that makes no sense, but I'll give it a go.
First thing is, of course, the old 'approach the house in broad daylight in skimasks, holding crowbars'-stuff. What? Lose the element of surprise, and act EXTREMELY suspiciously in a wealthy suburb community area with plenty of windows all over the place. In daylight. Rrrright.
I mean, just like in SO many other movies, would these thugs REALLY go straight to THIS, instead of starting with the easiest, gentlest method and then escalating only if that doesn't work? With a wife like THAT, surely the old 'your husband sent us'-trick would have worked just fine, at least to get the wife into the car, where they could then easily cloroformize her or give her some threat that would keep her obedient, silent, etc. As in they will torture her husband and children if she does anything they don't want.
The main point I want to make this time, though, is that the wife's personality makes no sense. Look at how 'chipper' and 'upbeat' she is. She has fully immersed herself into the 'mom' role, taking care of her family and house, no problem making food, cutting vegetables, etc. although she is wealthy. I mean, she has humility, humanity, compassion, love, and she seems to be a bit of an airhead bimbo, but at the same time, very cheerful, supportive, caring, happy.. maybe even happy-go-lucky type.
WOULD THIS TYPE OF WOMAN DENY HIS HUSBAND MONEY IF SHE KNEW HE IS IN SERIOUS FINANCIAL TROUBLE?!
This pisses me off more than it probably should, because it just makes NO sense.
They forgot how it would affect this part of the story to make the wife 'goofy and sympathetic' so the other part of the story would have more impact. If the wife was a hateful witch, an alcoholic or drug abuser that hates her family and belittles her husband, it would make sense that the husband doesn't want to ask for money (though why did he not even TRY?).
It would also help, if we knew WHAT kind of trouble Jerry is in, to be able to better assess whether the wife would feel enough compassion to help her BELOVED HUSBAND when he is in TROUBLE or not.
You can't have it both ways - either the wife is goofy and sympathetic so you feel something when the thugs attack, or the wife is a disillusioned witch that hates her husband and deserves no sympathy, so it would make sense Jerry doesn't want to ask her for money.
You can't have the husband be scared to ask _THAT_ kind of wife for money, and you can't have THAT kind of woman not want to help her husband. It just DOESN'T WORK.
I can't even imagine a scenario where Jerry sits THAT wife down, tells her there's something serious, he's in trouble, looks her straight into the eyes with those big, reflective eyeballs and asks if it'd be possible for her to arrange him to get some money, and her denying it and not being persuaded by anything he says.
I mean, how would that go? I can't see it.. my imagination does not stretch that far. THAT WIFE would be sympathetic to his trouble and WANT TO ease the pain in his heart and gladly support her husband, even if she has to hide it from her evil father.
Also, why does the father even hate Jerry so much he's ready to try to juggle between 'not supporting the family financially' and 'keeping the wife and the kids well-supported, but cutting off Jerry'? I mean, think how hard that would be. They are a UNIT, like it or not. You can't give half a unit money and deny it the other half.
If you give that wife a lot of money, she would happily share it with Jerry, right? Otherwise, she'd be a BAD WIFE, and this movie pretty specifically shows her as a GOOD WIFE, right? RIGHT?!
You can't have your cake and eat it, too. (It stops being a cake once you eat it, and you can only have it as long as you don't eat it, otherwise it's not ' having it' - sure, you can eat a piece of it, but we're talking about the whole cake here (even if it is already a 'slice of a cake'))
A wealthy wife living in a relatively middle-class housing area with lots of other houses, without gates, security, etc. also doesn't really make much sense, or that her dad lets her live that way. Why would the dad let her marry Jerry anyway, and not cut all ties and such to her stubborn daughter anyway?
Is she really strong-willed enough to make such a choice against her father's will? This whole family dynamic makes no sense when you look at it that way. Jerry and the wife are both weak-willed, the dad is strong-willed and full of hate. Realistically, that's not a combination that would lead to that 'happy family' situation the movie shows us. The wife would AT LEAST WORRY about dad hating her beloved husband..