I am an American and what you described is NOTHING like a "Prep". A "Prep" is today's version of the 1980's "Yuppie". But that is only helpful if you know what a yuppie is... Though the main difference between a yuppie and a preppie is that not all preppies have money. Money was a major prerequisite for the 1980's Yuppie.
What you described was more of a poser in addition to what someone else mentioned: "red-neck", "trash", and "ghetto", respectively.
Shan
"A Friend is one before whom I can think aloud." ~~Ralph Waldo Emmerson
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