My two cents ***SPOILERS AHEAD!***
As much as I love these SAW-inspired "game" movies where sooner or later there are always your limbs, other body parts or your life at stake, I have to say that this type of film always depends on the sheer naiveté and stupidity of the characters!:
They are told that the big prize are 20 million dollars! It must, HAS TO be clear to them from that very moment on that this "game" cannot be just a relaxing hour of sitting there and pushing buttons. For 20 million, the price you'll eventually have to pay during the course of the game has got to be extremely high.... which of course it is!
But nevertheless worth watching and perfectly suitable for some "What would you do in that situation?"-moments - and with a nice twist at the end which I didn't see coming...