The one who really get's cheated is Chloe: her heart is broken by Catherine, who returns back to David (whom she doesn't love anymore).
It is Chloe's last words in the hotel-room, who are the most revealing of her true identity. She's the victim, and she just realises that. But not of persons, but of a spell. She didn't care about the money, she wanted her feelings responded to by Catherine.
The sociopaths are the family she meets through her encounter with Catherine.
An encounter she believed to be based on love - that turned out to have been based on lust. And frustrated lust to boot. Dad, wife, and son, all three of them.
Crushing Chloe's naive belief that love can once be found.
Therefore she never lies - she even tells the truth if it knowingly brings her in immediate danger.
I agree with @NeedysBoy that Chloe's story-character is a symbolic and mythical one, representing femininity and it's fate in a man's world.
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