Why wouldn't this guy


have had a substantial retirement plan by then. I know he wasn't making over 100k for 12 years, but he was probably doing really well for half that time. He chose to spend foolishly over saving for his families future. If he didn't at least have 100k or so in his retirement plan, that would be ludicrous.

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I agree with you to the extent that that is what you are I probably have done. From the minute I got my first full-time job I put a lot into my retirement plan and saved outside of that as well. I did not buy a big house when it would strap me financially. I never bought a luxury car. But, I know people who did just like Ben Afleck's character did and if they would have lost their jobs they probably would have been in the same boat he was.

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