Charlotte's marriage to Collins is probably closer to the reality for many regency era marriages among the gentry and upper classes than Lizzie's marriage to Darcy, which was based on love.
Charlotte and Mr. Collins married for pragmatism. Mr. Collins needed a respectable gentlewoman who knew how to manage a household efficiently, Charlotte needed a respectable gentleman because she was afraid of being dependent on her parents/brothers as a perpetual spinster and wanted her own home (that Mr. C happened to be heir to a comfortable estate is probably a bonus, had he just been a vicar with a comfortable living she'd probably still have gone after him). They were not looking for love.
The prospects for a rapidly ageing gentlewoman without her own income was very dim. Without family support it nearly guaranteed a very limited life and even poverty. Charlotte made an astute decision regarding her future well-being.
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