The bank heist ended up being a simple armed holdup, they didn't use their inside man for any door codes or tricky bag switching, they just went in with guns and took the money!
They gained no more information than could be had by walking in and asking who the manager was, then waiting to see which days the armoured truck turns up.
Other than that I didn't mind the film, I just can't figure what the point of it all was.
You are right if you think about it from Dillon's POV--but remember he was one of the marks. From Wendy's POV she needed someone to do the robbery (presumably she already worked at the bank when she hatched the scheme) so she could remain in the clear.
Also, having a couple inside "men" couldn't hurt, allowing you to be sure about security features, when the most money would be available, etc.
I believe that they wanted matt dillons character to be portrayed as a hero, so the media wouldn't focus on the robbery. Now did it really help or not is another matter
shareThey needed her to make sure he got fired (she was the one who gave him the bad performance reviews), so he could go in with a gun and become a hero. He even said at the end in the hotel room that it all went as he said it would, even about him being called a hero.
Every person had a role to play.
That jumped out at me till I realized that the whole timeline suggests that it was Wendy’s plan all along. Wendy gets the idea to rob the bank and sets up the whole Sara thing to get David moving in the direction she wants him to go and then finishes him off by getting him fired. When David is talking to Whisper, he is telling her the real story of how and why he came to work for the bank - he is reacting to the whole Sara fiasco and there’s no reason for him to pass along some concocted cover story to a hooker who has no involvement whatsoever in the plot. Wendy needed David and his bad connections to do the dirty work, and she is the one who sets up the elaborate plan, including Sara, to pull it off. At the point where she cons David into setting up the actual robbery, she is including herself in the scheme, and there’s no way he can proceed without her. When he emerges from the managers office and encounters the holdup in progress, he imagines an alternative to the scenario they have set up; one which makes him a hero and puts him back where he was in the story he had recounted to Whisper. We are supposed to believe that David kills Jack because he has a long brooding hatred for him, and that Wendy knows that is going to happen and apparently must sell him on the notion that she has an understanding of that motivation (rather than just to get his share), otherwise it’s hard to imagine that David would turn his back on Wendy in that situation.
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