The car crash scene.
To me this is the pivotal moment in the film where David's life changes forever. Almost would have been better had he died in the crash. The subtext of the scene is that you can't just use people however you like without possibly the severest of consequences. When Cameron Diaz says "Do you believe in god?", I knew David was *beep* There are psychotic people out there, the key is to "not stick d*** in crazy".
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