Andy took a hell of a chance walking into all the Portland banks
In the movie it is stated that Andy had risen to vice president of a major Portland bank at a very young age.
We also know because of the circumstances of the murder, Andy and his wife were members of a major golf and country club in the area, so they had been fairly prominent in Portland society. We also know the trial had been widely publicized for at least a few weeks, with Andy's mug shot plastered over every paper.
Now 19 years is a pretty long time, but it is not forever. Also, banking, especially in the 40s-50s-60s, is a profession in which major management types tend to stay quite a long time. It would have undoubtedly have been a major item of gossip among the Portland banking community, "did you hear about the whiz kid Andy Dufresne that Portland First National just appointed VP?"
So Andy was taking one hell of a chance walking into all these banks as Randall Stevens -- that he wouldn't run into some senior bank VP who had been a teller or some kind of flunky when he got sent away in 1947 who would say, "holy hell, that's the wife murderer Dufresne!"
Not to mention also that Andy Dufresne aka Tim Robbins had quite a distinctive appearance -- 6-5 was toweringly tall for the 40s-60s. In the novella Andy was medium height and "slight."
================
4) You ever seen Superman $#$# his pants? Case closed.