Did Johnson Really Owe Harry for the Rod and Reel?
Much as I enjoyed seeing Harry's devious fishing client get whacked, I have to say he may have had a point that the rod and reel were Morgan's risk and he should not have been charged extra for letting them fall overboard.
a.) It was Eddie, Harry's employee, who distracted Johnson with unnecessary chatter to begin with, causing him to lose focus;
b.) If his clients were responsible for his bait and tackle, they should have been insured, just as the boat itself would have been if he had let clients pilot it themselves.
Just a little speculation here. Or am I way off?
There, daddy, do I get a gold star?