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I would add:
Armageddon
Deep Impact
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Definitely Independence Day.
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Twister and ID4.
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Twister (1996)! It's got it all: Comedy, tragedy, the spectacle of incredible visuals! Plus, while most disaster movies are claustrophobically contained in one small location, Twister is spread out over several counties!
ID4 (1997) is quite good too! Epic confrontation between humans and hostile E.T.s! The White House explosion is an iconic image!
Titanic (1999): Epic reenactment of the doomed ocean liner. James Cameron's Oscar for Best Director was well-deserved.